Start Your Application

Getting started is easy. Simply complete the application on our website or give us a call at 706-383-1400. The online form only collects part of the information needed to begin the process. Once submitted, a member of our team will contact you by phone to gather the remaining information and let you know which photos and documents are required to complete your application.

Application Review & Approval

Once your application has been approved, we will present you with an offer. If the offer is accepted, we will let you know if any additional items or documentation are needed before closing.

Sign Your Documents

After all required documents and information have been received and reviewed, all docs will be sent electronically for signature.

Receive Your Funds

Once the documents have been signed, funds will be deposited into your bank account via ACH. In most cases, funding is received the same business day or the following business day, excluding weekends and certain holidays.

Build Your Account History

By making your payments on time and maintaining a positive payment history, you may become eligible for additional funding opportunities in the future.

Payoff & Title Release

Once your balance has been paid in full, the lien on your vehicle will be released.

Items You May Need

• Valid government-issued ID

• Vehicle with a clear title, or current loan information if the title is still financed

• Proof of residence

• Proof of income

• Active checking account

Additional documents or verification items may be required depending on your application.

Hours for online accounts:

Monday – Friday 9:00AM – 6:00PM